Financial Crime Analyst

This is a fully remote position, open to applicants in California, +2 more states.

📋 Description

• Evaluate and resolve transaction monitoring alerts, utilizing BSA/AML typologies to differentiate between suspicious activities and false positives.

• Compose clear and well-supported case narratives and escalate higher-risk activities for supervisory review.

• Perform KYC reviews for both new and existing clients, verifying identity documents and assessing risk profiles.

• Identify customers who require enhanced due diligence (EDD) and flag them for escalation.

• Ensure accurate and complete records are maintained in our case management system.

• Assist with periodic quality assurance and file reviews, including those related to our bank partner program.

• Contribute to identifying patterns or process inefficiencies that could enhance detection coverage or improve review efficiency.

• Engage in team training and stay updated on evolving AML typologies and regulatory guidance.

⛳️ Requirements

• 1–2 years of experience in BSA/AML compliance, fraud operations, or a related financial crimes role (internship or co-op experience is acceptable).

• Proficient understanding of KYC/CDD requirements and BSA obligations.

• Excellent written communication skills — able to articulate why something is or isn't suspicious in straightforward language.

• High attention to detail and comfort in navigating ambiguous or incomplete information.

• Capability to manage a queue and prioritize tasks effectively.

• Demonstrate a growth mindset and adopt a self-driven approach to work.

• Experience with a transaction monitoring platform (e.g., Sardine, Unit21, Actimize, or similar).

• Familiarity with fintech, payments, or BaaS program compliance.

• CAMS or other AML certification either in progress or completed.

🏝️ Benefits

• Meaningful equity opportunities if you contribute to building something significant.