Data Analyst, Home Lending

This is a fully remote position, open to applicants in United States.

📋 Description

• Take ownership of first-line secured lending data and reporting support, which encompasses regulatory reporting inputs, data integrity, reconciliations, and timely loan-level reporting.

• Oversee regulatory and risk reporting for home lending, which includes filing HMDA LAR, mapping Call Report feeds, tracking CRA activities, and conducting loan-level quality checks for fair lending and compliance assessments.

• Generate risk dashboards and management reports for portfolio, channel, geography, delinquency, vintage, concentration, and product performance analysis.

• Sustain core data pipelines, controls, and aggregation capabilities that facilitate product- and portfolio-level reporting.

• Deliver product risk oversight reporting that includes channel, underwriting, pricing, overrides, and exceptions.

• Assist with exams, committees, and business continuity planning through data extracts, analytical packages, reporting materials, and recovery-planning contributions.

• Collaborate cross-functionally with compliance, risk, operations, engineering, product, legal, and business teams.

⛳️ Requirements

• A minimum of 5 years of experience in data collection, reporting, or compliance reporting and monitoring.

• Strong grasp of mortgage lending operations and regulatory data requirements.

• Exceptional analytical, organizational, and problem-solving aptitude.

• Capability to work collaboratively across functions and meet deadlines in a highly regulated setting.

• Proficiency in loan origination, compliance, or data reporting systems.

• Previous experience with preparing HMDA LAR, CRA data, and Call Report submissions is preferred.

• Familiarity with fair lending, mortgage compliance, or consumer lending compliance is preferred.

• Experience in supporting regulatory exams, audits, or compliance testing is preferred.

🏝️ Benefits

• Competitive compensation package, which includes base salary, bonus potential, and annual equity grants that vest quarterly.

• Retirement benefits featuring a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.

• Employee Stock Purchase Plan (ESPP) offering discounted stock purchase options for eligible employees (US only).

• Comprehensive health coverage that includes medical, dental, vision, and wellness resources.

• Health Savings Account contributions for eligible plans (US only).

• Life insurance and disability coverage.

• Paid time off, sick leave, and company holidays.

• Paid family and parental leave.

• Family-oriented fertility, parenthood, and caregiving benefits.

• Employee Assistance Program (EAP) providing mental health support and life-centered resources.

• Financial wellness resources, which include financial planning tools and a financial concierge service (US only).

• Annual wellness allowance.

• Annual productivity allowance for relevant tools and resources.

• Team-building events, all-company updates, and employee resource groups (ERGs).

• Onsite amenities such as catered lunches and fully stocked micro-kitchens at company locations.