Credit Products Specialist II – Power & Renewables

This is a fully remote position, open to applicants in United States.

📋 Description

• Spearhead underwriting initiatives for intricate loan applications by evaluating creditworthiness and proposing risk-reducing structures.

• Consistently oversee the designated loan portfolio to detect credit risks, emerging trends, and financial performance issues.

• Collaborate with relationship managers during negotiations and client interactions.

• Review and negotiate credit agreements in conjunction with legal teams.

• Offer guidance and training to junior credit professionals.

• Identify and highlight areas for improvement within credit processes and procedures.

• Exercise independent judgment and discretion for decisions related to the assigned portfolio.

• Analyze and resolve issues pertaining to the portfolio.

• Undertake special projects and additional responsibilities as needed.

• Comply with regulatory, compliance, and relevant legal standards.

• Complete mandatory compliance training.

⛳️ Requirements

• Bachelor’s degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience.

• 4+ years of experience in commercial credit analysis, underwriting, or portfolio management.

• Expertise in advanced financial modeling and risk assessment.

• Strong negotiation capabilities and a collaborative approach with clients.

• Experience in structuring complex loan transactions.

• Ability to analyze macroeconomic trends and their effects on credit risk.

• Comprehensive understanding of industry-specific credit risks and commercial credit transaction structuring.

• Skill in identifying credit risks and recommending strategies for mitigation.

• Experience in managing complex portfolios while complying with credit policies.

• Capacity to effectively communicate credit decisions to both internal and external stakeholders.

• Ability to lead loan structuring and closing processes with minimal oversight.

• Familiarity with credit agreements, loan documentation, and regulatory requirements.

• Proficiency in financial analysis tools, CRM systems, and underwriting software.

• Ability to foster effective stakeholder relationships and deliver customized client solutions.

🏝️ Benefits

• Medical insurance

• Dental insurance

• Vision insurance

• Life insurance

• Disability insurance

• Comprehensive leave program

• Variable incentives, bonuses, commissions, or other awards may be included in total compensation