Credit Analyst II

This is a fully remote position, open to applicants in Alabama, +33 more states.

📋 Description

• Collaborate with relevant departments to safeguard customer data and financial documents.

• Conduct credit assessments for both new and existing clients, evaluating the credit risk tied to the proposed or assigned credit limits.

• Execute comprehensive financial analyses and offer recommendations to aid management in their decision-making processes.

• Generate ad-hoc analyses, executive summaries, and regular reports to facilitate management decisions.

• Track and evaluate key economic indicators across the AMER, EMEA, and APAC regions.

• Identify potential risks and opportunities within the global customer portfolio.

• Carry out cash flow analyses and develop customer forecasts.

• Conduct research and devise innovative techniques, ideas, and solutions to address various credit challenges.

• Provide essential updates to relevant departments regarding the financial status of their customers.

• Collaborate with Sales and Sales Operations to assist in order management decisions (such as holds and releases) by monitoring credit exposure, overdue trends, and dispute risks.

• Operate as a unified global team, coordinating and facilitating credit and collections efforts through effective communication and collaboration across regions.

• Implement credit policies and procedures, which includes: familiarizing oneself with policies and procedures.

• Regularly maintain and update desktop procedures.

• Communicate and enforce policies as needed.

• Assist in SOX controls and compliance procedures.

• Execute any ad-hoc control procedures that may be assigned.

⛳️ Requirements

• Experience in a credit analysis role or quantitative background.

• Bachelor’s degree and/or equivalent experience.

• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).

• Strong verbal and written communication skills in English (fluent understanding and reading of Chinese is a plus).

• Capability to effectively manage competing project deadlines with varying levels of supervision.

🏝️ Benefits

• Eligibility to participate in a discretionary bonus program.

• Medical, dental, vision, and life insurance coverage.

• Short-term and long-term disability benefits.

• 401(k) retirement plan.

• Employee stock purchase plan.

• Health savings account.

• Dependent care and healthcare spending accounts.

• Paid time off, which includes 12 holidays.

• Flexible time off in accordance with Seagate policy.

• A minimum of 48 hours of paid sick leave.

• 16 weeks of paid parental leave.