Corporate Credit Analyst II

This is a fully remote position, open to applicants in Alabama, +33 more states.

📋 Description

• Collaborate closely with relevant departments to safeguard customer data and financial statements.

• Conduct credit analysis for both new and existing clients and evaluate the credit risk linked to the proposed or designated credit line.

• Execute comprehensive financial analysis and offer recommendations to aid management in decision-making.

• Generate ad-hoc analyses, executive summaries, and regular reports to support management's decision-making processes.

• Monitor and evaluate key economic indicators across AMER, EMEA, and APAC regions.

• Identify potential risks and opportunities within the Global customer portfolio.

• Perform cash flow analysis and develop customer forecasts.

• Undertake research and devise innovative techniques, ideas, and solutions for a variety of credit-related challenges.

• Provide critical updates on customers' financial conditions to relevant departments.

• Collaborate with Sales and Sales Operations to facilitate order management decisions (e.g., holds/releases) by tracking credit exposure, overdue trends, and dispute risks.

• Operate as one cohesive global team: coordinate and enhance credit and collections efforts through effective communication and collaboration across regions.

• Uphold credit policies and procedures by ensuring familiarity with established guidelines.

• Regularly maintain and update desktop procedures.

• Communicate and enforce policies when necessary.

• Assist with SOX controls and compliance procedures.

• Execute ad-hoc control procedures as assigned.

⛳️ Requirements

• Experience in a credit analysis role or possess quantitative expertise.

• Bachelor's degree and/or equivalent experience.

• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).

• Exceptional English verbal and written communication skills (fluency in reading and understanding Chinese is a plus).

• Capability to effectively manage competing deadlines for projects with varying levels of supervision.

🏝️ Benefits

• Eligibility to participate in a discretionary bonus program.

• Medical, dental, vision, and life insurance coverage.

• Short- and long-term disability insurance.

• 401(k) retirement plan.

• Employee stock purchase plan.

• Health savings account.

• Dependent care and healthcare spending accounts.

• Paid time off, including 12 holidays.

• Flexible time off in accordance with Seagate policy.

• A minimum of 48 hours of paid sick leave.

• 16 weeks of paid parental leave.