Compliance Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Assist in the implementation of Array’s Compliance Management Program along with associated policies, procedures, and controls.

• Carry out compliance assessments of marketing materials, consumer-facing content, disclosures, websites, customer journeys, and communications.

• Facilitate compliance evaluations for new products, features, client use cases, and third-party partnerships.

• Execute compliance monitoring and testing activities to evaluate adherence to regulatory standards and internal policies.

• Support investigations of consumer complaints, conduct root cause analysis, report trends, and manage remediation efforts.

• Aid regulatory change management initiatives by tracking and assessing new laws, regulations, and supervisory guidance.

• Collaborate with teams from Product, Marketing, Client Success, Operations, Engineering, Legal, and Information Security to identify and mitigate compliance risks.

• Assist in client due diligence reviews and ongoing oversight activities.

• Maintain compliance documentation, including risk assessments, issue logs, corrective action plans, and supporting evidence.

• Create reports and presentations for management, committees, and internal stakeholders.

• Support compliance obligations for sponsor banks, credit bureaus, and third parties as necessary.

• Research and evaluate relevant laws and regulations such as FCRA, FACTA, UDAAP, CAN-SPAM, GLBA, ECOA, Reg E, Reg Z, SCRA, and privacy requirements.

• Promote a culture of compliance by offering practical guidance and support to business partners.

• Cultivate a habit of utilizing AI tools to enhance efficiency in thinking, building, and shipping—it should be your default approach, not an afterthought.

⛳️ Requirements

• A minimum of 5 years of experience in compliance, risk management, audit, legal, financial services, fintech, banking, consumer finance, or a related field.

• Proficient understanding of consumer protection regulations, including some combination of:

• Fair Credit Reporting Act (FCRA)

• UDAAP

• CAN-SPAM

• GLBA / Privacy

• ECOA / Reg B

• Reg E

• Reg Z

• SCRA

• Exceptional analytical, investigative, and problem-solving abilities.

• Strong written and verbal communication skills with the capacity to convey regulatory concepts to non-compliance audiences.

• Experience in reviewing consumer-facing communications, disclosures, marketing materials, or customer journeys.

• Excellent organizational skills with the ability to juggle multiple projects concurrently.

• Comfortable working independently in a dynamic, remote environment.

• Proficient in Google Workspace, Microsoft Office, Jira, Confluence, or equivalent business tools.

• A collaborative approach and the ability to foster strong relationships across teams.

• A conviction that AI is transforming work, and you naturally employ it to enhance every aspect of your tasks.

🏝️ Benefits

• Comprehensive medical, dental, and vision coverage, with premiums fully paid for full-time employees and 70% for dependents.

• Unlimited PTO and sick leave, plus 14 company holidays, promoting a healthy work-life balance.

• 100% 401k match up to 4% with immediate vesting.

• Generous parental leave policy for all parents.

• $1,000 desk setup allowance to create your personalized remote office.

• $100/month to help cover wifi and cell phone expenses.

• Summer Fridays (half-day Fridays) typically from late May through the end of August.

• AnniversArray Kits for celebrating work anniversaries.

• Commuter benefits available for those opting to work from our New York City or San Francisco office locations.