Business Strategist

This is a fully remote position, open to applicants in California.

📋 Description

• Become part of a progressive Credit Union dedicated to enhancing member value and facilitating strategic growth.

• Evaluate the credit union’s product offerings to understand competitive positioning, market demand, and member requirements.

• Assist in product development, enhancement, and discontinuation decisions through strategic analysis.

• Discover opportunities to boost product relevance and member engagement.

• Assess product-level profitability across lending, deposit, and ancillary offerings.

• Create pricing models and evaluate the financial implications of product structure or rate modifications.

• Provide strategic recommendations that align profitability with member value.

• Analyze how product features, pricing, and terms convert into significant member benefits.

• Keep track of competitor offerings, pricing strategies, and trends in financial services.

• Investigate market changes, regulatory updates, and shifting member behaviors.

• Present actionable insights to aid in strategic planning and product innovation.

• Act as a pivotal advisor to executive leadership regarding product and business strategy.

• Collaborate with teams across lending, operations, marketing, finance, technology, and analytics.

• Serve as a bridge between Business Intelligence/Data Analytics and business units to facilitate informed decision-making.

• Create frameworks and reporting tools to evaluate product performance metrics, including volume, margin, adoption, and portfolio mix.

• Perform advanced analyses to uncover trends, risks, and growth avenues.

• Prepare executive-level reports, presentations, and strategic business cases.

⛳️ Requirements

• Bachelor’s degree in Business, Finance, Economics, or a related discipline.

• At least 7 years of pertinent experience required; 10+ years preferred in a credit union or financial institution setting.

• Strong knowledge of credit union lending and deposit products, pricing frameworks, profitability factors, and regulatory aspects.

• Proven experience in: Product strategy and financial modeling, Pricing and profitability analysis, Competitive market intelligence, Member segmentation and cohort analysis, Strategic planning and executive-level reporting.

• Advanced analytical and problem-solving abilities with the competence to interpret complex business and financial data.

• Excellent communication and presentation skills with a track record of influencing senior leadership and cross-functional teams.

• Strategic thinker capable of balancing analytical precision, operational realities, and member-focused results.

🏝️ Benefits

• Medical insurance

• Dental insurance

• Vision insurance

• Disability insurance

• Life insurance

• 401(k)-profit sharing plan with employer matching