Business Analyst II

This is a fully remote position, open to applicants in United States.

📋 Description

• Collaborate independently with Compliance, Legal, Risk, Operations, and Technology teams to articulate project goals and compliance results.

• Identify key stakeholders and evaluate project scope along with regulatory influences.

• Gather, assess, and confirm business and functional requirements for compliance-related projects.

• Break down overarching regulatory and policy requirements into specific functional requirements, user stories, and acceptance criteria.

• Record business rules, quality attributes, and compliance limitations.

• Develop current and future-state process flows and assist in gap analysis.

• Document system modifications through narratives, diagrams, and visual representations.

• Formulate and implement effective testing strategies to verify compliance requirements and evaluate cross-system implications.

• Assist with audit readiness, remediation efforts, and regulatory change management processes.

• Engage in prioritization and business justification discussions for compliance projects.

• Reuse and standardize requirements documentation wherever applicable.

• Provide mentorship to Business Analyst I team members on documentation practices and compliance analysis.

• Perform additional duties as needed.

⛳️ Requirements

• Bachelor's Degree related to the position or equivalent practical experience is preferred.

• At least four years of relevant experience in Business Analysis, Compliance, Risk, Legal, or Mortgage Lending Technology roles.

• Capability to organize and manage multiple priorities concurrently.

• Ability to work effectively both independently and as part of a team.

• Proficient in accurate data entry.

• Strong interpersonal communication skills are essential.

• In-depth understanding of mortgage compliance concepts, regulatory changes, and policy interpretation.

• Experience in translating regulatory, investor, and state-specific requirements into system and process modifications.

• Practical experience in supporting regulatory initiatives affecting loan origination, such as the Home Mortgage Disclosure Act (HMDA), Mortgage Call Report (MCR), Loan Officer, and state licensing.

• Experience in audit and regulatory examination readiness, including validation, testing, and remediation tasks.

• Ability to verify system behavior against regulatory, reporting, and investor standards.

• Experience in supporting document generation and closing platforms (e.g., Docutech), which includes regulatory document logic, form updates, testing, and impact analysis.

• Familiarity with multi-state regulatory requirements and examinations.

• Knowledge of MISMO standards and Qualified Mortgage (QM) requirements is advantageous.

• Experience working within Agile, Waterfall, or Hybrid SDLC methodologies.

• Strong analytical skills with the ability to clarify complex workflows and requirements.

• Skill in producing clear documentation, such as requirements, process flows, and visual models.

• Excellent written and verbal communication skills with the capability to engage stakeholders at various levels.

• Strong organizational skills and the ability to manage competing priorities in a dynamic environment.

• Proficiency in Microsoft Office and collaborative documentation tools.

• Commitment to the values of the Guild company.

• Excellent verbal and written communication skills are essential.

• Highly organized and detail-oriented; capable of thriving in a fast-paced, metrics-driven environment.

• Proficiency in Microsoft Office Suite, including Word, Excel, Wiki, collaborative cloud-based applications, and third-party software tools is required.

• Commitment to company values.

• Customer Service - Attentive and proactive with each individual.

• Integrity - Uphold honesty in actions and words.

• Respect - Treat others with dignity.

• Collaboration - Listen and work cohesively.

• Learning - Pursue knowledge and aim for improvement.

• Excellence - Exceed expectations.

🏝️ Benefits

• Medical

• Dental

• Vision

• Life insurance

• Accidental Death & Dismemberment (AD&D)

• Long-Term Disability (LTD)

• 401(k) with employer match