BSA/AML Analyst

This is a fully remote position, open to applicants in California.

📋 Description

• Prepare and submit high-quality Suspicious Activity Reports (SARs) that deliver clear and concise narratives for law enforcement and regulatory bodies.

• Conduct thorough investigations into complex customer activities to detect potential suspicious behaviors, including money laundering, identity theft, and fraud.

• Cross-reference Know Your Customer (KYC) data with Sanctions and Politically Exposed Persons (PEP) lists to confirm false and true positives.

• Evaluate transaction patterns and customer profiles to assess whether activities align with a customer's known occupation or business objectives.

• Work in tandem with the Product and Engineering teams to enhance automated monitoring rules, minimizing false positives while upholding high detection standards.

• Stay proactive regarding emerging financial crime trends and regulatory developments to ensure that Acorns' controls remain innovative and effective.

• Support internal audits and external regulatory assessments.

⛳️ Requirements

• Demonstrated experience in BSA/AML compliance, particularly in a fintech or high-volume financial services setting.

• Strong analytical abilities to connect diverse data points and create a holistic view of customer behavior.

• Technical expertise with AML monitoring software and case management systems.

• Exceptional written communication skills, emphasizing accuracy and clarity in investigative documentation.

• A strong desire to develop groundbreaking products.

• Outstanding motivation and attention to detail in execution.

• A conviction that your work is aligned with your life's purpose.

• An optimistic outlook on the potential for societal transformation.

🏝️ Benefits

• Competitive salary and stock options

• A comprehensive benefits package for you and your family

• Flexible work location, hours, and paid time off

• 401(k) matching

• Monthly contributions to your Acorns account & GoHenry account for your family

• Mindfulness and Financial Wellness resources, including Headspace and Addition Wealth

• Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone’s online training platform)

• Roots Leadership Program for Emerging Leaders

• Community week onsite gatherings and various virtual events

• Talented and motivated colleagues who genuinely care about one another, our mission, and our customers.

• A unique opportunity to help create a new world. We inspire each other daily to engage in meaningful work that addresses significant societal challenges.