Bank Compliance Technology Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Assist with the technical design and execution of Affirm Bank’s BSA/AML and wider compliance initiatives.

• Develop and sustain transaction-monitoring rules, customer risk-rating mechanisms, EDD workflows, and compliance safeguards.

• Configure and enhance case-management systems, operational processes, investigation tools, and escalation protocols.

• Convert compliance requirements into system logic, technical specifications, and operational procedures.

• Conduct testing of rules, workflows, system modifications, and automated decisions both prior to and following implementation.

• Oversee control performance, data integrity, system reliability, and operational results.

• Evaluate alerts, cases, customer activities, and control outcomes to pinpoint deficiencies and suggest enhancements.

• Create dashboards and reports for leadership, governance committees, audits, examinations, and regulatory inquiries.

• Keep documentation related to system logic, rule modifications, testing, approvals, issues, and remediation up to date.

• Provide support for automated and agent-assisted compliance workflows, including oversight and escalation mechanisms.

• Coordinate technical challenges, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.

• Assist in tailoring compliance technology to align with new products, regulatory demands, and changes in Affirm Bank’s risk profile.

⛳️ Requirements

• Over 5 years of experience in compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or a related area.

• Knowledge of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.

• Capability to convert policy or regulatory requirements into actionable technical and operational solutions.

• Strong analytical abilities, including data evaluation, trend identification, and investigation of control-performance issues.

• Experience with workflow tools, case-management systems, dashboards, data queries, or system configuration.

• Excellent written communication and documentation skills.

• Ability to collaborate effectively across Compliance, Operations, Product, Engineering, and Data teams.

• Keen attention to detail and comprehension of testing, change management, governance, and audit preparedness.

• Preferred: experience working in a regulated banking environment or a bank-partnership setting.

• Preferred: familiarity with SQL, Python, Databricks, or Snowflake.

• Preferred: experience with transaction-monitoring rules, model tuning, system implementation, or control testing.

• Preferred: understanding of BSA/AML regulations and associated regulatory expectations.

• Preferred: background in supporting regulatory examinations, internal audits, model validation, or compliance testing.

• Must have eligibility to work in the United States; visa sponsorship is not offered.

🏝️ Benefits

• Health care coverage with all premiums paid for employees and their dependents.

• Flexible Spending Wallets with stipends for Technology, Food, Lifestyle needs, and family formation expenses.

• Competitive vacation and holiday policies.

• Employee stock purchase plan (ESPP) allowing for discounted purchases of Affirm shares.

• Equity rewards may be a part of total compensation.

• Monthly stipends for health, wellness, and technology expenditures.

• Reasonable accommodations provided during the hiring process.