AML Analyst, German Speaking

This is a fully remote position, open to applicants in Poland.

📋 Description

• Conduct first-level reviews of AML transaction monitoring alerts to differentiate between false positives and legitimate concerns.

• Perform initial triage of transaction monitoring alerts and evaluate transactional behavior against established typologies.

• Efficiently manage multiple queues of transaction and account screening alerts with precision.

• Execute post-processing activities for alerts potentially associated with SAR/STR obligations under §43 of the German AML Act (GwG).

• Analyze customer profiles, transactional histories, and red-flag indicators to assess risk relevance.

• Elevate potential Suspicious Activity Reports (SARs) to senior team members in compliance with regulatory requirements.

• Provide clear and defensible documentation for decisions regarding alert clearance and escalation.

• Maintain high productivity levels while adhering to stringent quality, regulatory, and audit standards.

• Assist in identifying gaps in rules, control weaknesses, and opportunities for enhancements to monitoring frameworks.

• Accurately document investigations, decisions, and outcomes in necessary systems (e.g. LOCS).

• Recognize emerging financial crime trends and vulnerabilities, aiding in the development of mitigation strategies.

⛳️ Requirements

• Strong educational credentials; a degree in Finance, Legal, or a STEM field is preferred.

• Familiarity with German AML regulations (GwG), particularly regarding §43 reporting obligations.

• Proficient command of the German language (C1 level or higher).

• A minimum of 2 years of experience in AML Transaction Monitoring or financial crime investigations.

• Demonstrated experience in analyzing transaction patterns and detecting suspicious activities.

• Experience working in banking environments, whether in-house or through consulting/outsourced services.

• Knowledge of transaction monitoring systems and screening tools.

• Strong comprehension of AML, financial crime risk, and regulatory frameworks.

• Awareness of sanctions and BSA-related regulatory requirements.

• Exceptional analytical abilities, attention to detail, and sound judgment.

• Strong written and verbal communication skills.

• Proficient in Microsoft Office, particularly Excel, Word, and PowerPoint.

🏝️ Benefits

• Health insurance

• Dental coverage

• Vision coverage

• 401(k) plan with a generous employer match

• Employee stock purchase plan

• Generous Paid Time Off policy

• Paid parental leave and adoption assistance

• Wellness Program promoting total employee well-being through complimentary annual health screenings and coaching

• On-site workshops