Accountant – Safeguarding, Reconciliations

This is a fully remote position, open to applicants in Spain.

📋 Description

• Take charge of and implement daily safeguarding and reconciliation procedures for multiple currencies, ensuring that customer funds are consistently protected and compliant with regulatory standards.

• Conduct daily reconciliations involving customer balances, ledger systems, safeguarding accounts, and operational payment flows.

• Analyze discrepancies, rectify reconciliation issues, and escalate any operational or financial risks as necessary.

• Assist in and carry out daily settlement activities for schemes such as Visa and other payment networks, ensuring that settlement funding and transfers are executed accurately and within strict operational deadlines.

• Oversee customer prefunding balances and liquidity needs, proactively detecting funding shortfalls, aiding in forecasting efforts, and effectively communicating operational requirements to both customers and internal stakeholders.

• Aid in incident management and control processes by identifying safeguarding violations, investigating root causes, documenting corrective measures, and contributing to the ongoing enhancement of the broader control framework.

• Participate in audit preparedness, governance initiatives, and finance process improvement projects, while assisting the team in developing scalable, automation-driven, and operationally resilient finance operations.

⛳️ Requirements

• Significant experience in reconciliations, safeguarding, operational finance, payments operations, or financial control settings, preferably within fintech, payments, banking, EMI, or regulated financial services.

• Exceptional attention to detail with the capability to work accurately in highly controlled, high-volume, and time-sensitive operational environments.

• Proven experience in investigating discrepancies, resolving reconciliation challenges, and functioning within structured control or audit-focused environments.

• Proficient in Excel and comfortable working with finance systems, payment platforms, or reconciliation tools.

• Familiarity with ledger systems, multi-currency operations, or scheme settlements would be beneficial.

• Strong organizational and stakeholder management abilities, with effective communication skills across Finance, Compliance, Operations, and external parties.

• A proactive, ownership-oriented approach with the ability to thrive in dynamic scale-up environments where processes, tools, and responsibilities are continually evolving.

🏝️ Benefits

• High autonomy & ownership

• Unlimited growth potential

• Flexible, remote work

• A supportive culture

• Comprehensive benefits package