Senior Para-Broker – AU Mortgage

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Oversee the entire front-end loan process, from the initial inquiry to formal approval, ensuring full accountability for each file.

• Foster robust relationships with clients by providing outstanding service and effectively communicating throughout the lending experience.

• Perform thorough credit analyses and create lending solutions across a variety of scenarios, including Self-Employed borrowers, Construction Loans, Guarantor Loans, and other complex applications.

• Collaborate directly with Australian lenders, Business Development Managers (BDMs), and credit assessors to negotiate policy exceptions, address information requests, and expedite applications towards approval.

• Keep detailed file notes and facilitate smooth transitions to the Australian settlements team following formal approval.

• Independently evaluate lending scenarios and propose practical, commercially viable solutions rather than merely highlighting issues.

• Demonstrate sound judgment and confidence in credit decision-making, escalating only significant strategic matters when necessary.

• Continuously seek opportunities to enhance workflows, systems, templates, and operational efficiency within the brokerage.

• Serve as a reliable operational partner to the Principal Broker, assisting in creating capacity for ongoing business growth.

• Mentor and guide prospective offshore loan processors by imparting technical expertise and best practices.

• Contribute to the establishment of scalable processes and the development of a high-performing offshore operations team.

⛳️ Requirements

• 5-8+ years of direct experience in Australian mortgage broking as a Senior Para-Broker, with the capability to work independently from the outset.

• Proven proficiency in using Broker Engine, Mercury, and FLEX.

• Extensive background in Construction Loans, Guarantor Loans, Self-Employed borrowers, and complex residential lending scenarios.

• Strong grasp of the complete mortgage process, from client discovery to post-approval settlement.

• Demonstrated Australian mortgage broking experience is valued more than formal qualifications.

• Excellent communicator with exceptional written and verbal English skills, confidently engaging with Australian clients, lenders, and Business Development Managers (BDMs).

🏝️ Benefits

• Opportunity to lead a team

• AU business hours

• Equipment provided

• Competitive salary based on years of experience