Processor

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversees a portfolio of mortgage loans.

• Assesses file submissions for both accuracy and completeness.

• Confirms that all necessary documents are correctly organized within the loan files.

• Conducts an initial review of income, credit reports, and assets to ensure compliance with lender guidelines.

• Requests and follows up on any outstanding items with borrowers.

• Upholds a high standard of customer service by proactively communicating with borrowers and team members.

• Provides clear and effective communication with borrowers and team members during the completion of file-related tasks.

• Understands and ensures adherence to all compliance and regulatory requirements in accordance with federal and state laws and company guidelines.

• Submits the completed loan package to the Underwriter for assessment and approval.

• Forwards the finalized loan package to Closing after the last review.

• Ensures that the loan origination system is consistently updated with accurate and current information.

• Performs miscellaneous duties as assigned.

⛳️ Requirements

• High school diploma or equivalent is required.

• A minimum of two (2) years of mortgage experience with various investors (FNMA, FHLMC, FHA, VA, USDA).

• Mortgage processing experience is preferred.

• Strong written and verbal communication skills.

• Working knowledge of mortgage loan documents, loan origination programs, and underwriting guidelines.

• Shows a commitment to delivering quality customer service.

• Exceptional attention to detail.

• Well-organized with the capability to manage multiple tasks simultaneously.

• Demonstrates strong time management skills and the ability to meet deadlines.

• Collaborates effectively with others.

• Proficient in all compliance-related regulations, including RESPA and TRID.

• Strong mathematical abilities.

• Competent in PC skills (MS Office products) and familiar with mortgage origination systems; Encompass experience is preferred.

• If applicable, maintains individual licenses as mandated by state regulations and the SAFE Act.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Comprehensive health, dental, and vision insurance.

• Retirement savings plan with employer matching.

• Opportunities for professional development and career advancement.

• Positive and collaborative work environment.