Post Closer

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Review and assess loans to ensure adherence to state and local Housing Finance Agency (HFA) bond program requirements.

• Validate documentation for bond loans.

• Guarantee compliance with bond program guidelines, including criteria for first-time homebuyers and related down payment assistance programs.

• Collaborate with bond administrators and agencies to address documentation shortcomings.

• Submit necessary bond packages and keep program-specific tracking logs updated.

• Prepare and send correspondent loan files to investors in alignment with required service-level agreements.

• Examine investor-specific purchase advice and delivery criteria.

• Monitor outstanding conditions and work with correspondent partners to secure any missing documentation.

• Ensure accurate boarding and delivery of loans through investor platforms.

• Resolve funding, purchase, and shipping discrepancies to guarantee the timely purchase of loans.

• Identify and rectify documentation issues, compliance exceptions, and data integrity concerns.

• Maintain precise records and audit trails for all loan files.

• Assist with internal and external audits related to post-closing processes.

• Track loan inventory and manage post-closing pipelines to adhere to purchase and delivery deadlines.

• Prioritize aged loans and escalate unresolved matters when necessary.

• Communicate status updates to management and business partners.

• Meet established standards for productivity, quality, and turnaround time.

⛳️ Requirements

• High school diploma or equivalent is mandatory.

• A minimum of 2–5 years of experience in mortgage post-closing is required.

• Preferred experience with Bond/HFA programs and Correspondent Lending.

• Strong understanding of conventional, government, and investor loan products.

• Familiarity with mortgage closing documents and loan delivery procedures.

• Working knowledge of agency guidelines and mortgage compliance regulations.

• Proficient in Encompass, loan origination systems, and investor delivery platforms.

• Excellent attention to detail and organizational capabilities.

• Ability to handle multiple priorities in a dynamic environment.

• Outstanding written and verbal communication skills.

🏝️ Benefits

• Health insurance.

• 401(k) matching.

• Paid time off.

• Remote work options.

• Professional development opportunities.