Marketing Compliance Analyst

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Review, redline, and authorize marketing and advertising materials submitted by loan officers, branches, and corporate marketing, which include flyers, mailers, rate sheets, open-house collateral, presentations, and co-branded materials.

• Assess all triggered-term advertising for necessary disclosures under TILA / Regulation Z §1026.24 (e.g., APR, payment, term, and rate disclosures), ensuring they are presented clearly and conspicuously.

• Evaluate content for prohibited, deceptive, or misleading representations under the MAP Rule (Regulation N, 12 CFR Part 1014), including claims related to rates, payments, government affiliation, FHA/VA programs, and offers that seem "too good to be true."

• Verify the accurate use of the company NMLS ID, individual LO NMLS IDs, Equal Housing Lender language, licensing footers, and necessary state-specific advertising disclosures.

• Conduct audits of company and loan-officer websites, landing pages, and microsites to ensure accurate licensing disclosures, disclaimers, and compliant rate/payment presentations.

• Review social media posts, paid digital ads, email campaigns, video, and text/SMS marketing to ensure compliance with advertising rules across all platforms.

• Monitor third-party lead-generation, listing-site profiles, and co-marketing agreements for adherence to advertising rules and RESPA Section 8 marketing-services considerations.

• Maintain logs for advertising reviews and retain commercial communications in accordance with MAP Rule recordkeeping requirements (24-month retention) and company policy.

• Track review turnaround times, recurring deficiencies, and approval statuses; report trends and risk areas to the Chief Compliance Officer.

• Assist in updating advertising policies, disclosure libraries, and pre-approved template language as regulations and guidance evolve.

• Provide targeted training and constructive feedback to loan officers and marketing staff regarding common advertising violations and best practices.

• Support regulatory examinations, audits, and reviews by investors/agencies by compiling advertising documentation and addressing findings.

⛳️ Requirements

• Bachelor’s degree in business, finance, communications, paralegal studies, or a related field — or equivalent experience in the mortgage industry.

• Over 2 years of experience in mortgage compliance, marketing review, quality control, or a closely related regulatory role within a lender, bank, or BPO.

• Proficient understanding of TILA / Regulation Z advertising rules, the MAP Rule / Regulation N, and the UDAP/UDAAP framework.

• Strong attention to detail, capable of quickly and consistently identifying missing disclosures, triggered terms, and misleading claims.

• Exceptional written communication skills for redlining, crafting compliant language, and documenting review justifications.

🏝️ Benefits

• Above market salary

• HMO on Day 1 for principal and two dependents

• Government-mandated benefits

• Performance-based incentives

• Quarterly company events

• 1,000 PHP de minimis

• Equipment and software provided