Manager, Sanctions Program – BSA/AML, Sanctions Operations

This is a fully remote position, open to applicants in Arizona, +5 more states.

📋 Description

• Take ownership of the sanctions program workbook, which encompasses remediation commitments, program support, and the maintenance of OFAC procedures.

• Act as the business owner for the Bridger screening model, which includes documentation, regular reviews, system and watchlist-file testing, and quality assurance of Bridger errors, collaborating with Model Risk.

• Oversee OFAC list updates throughout all cycles, conduct secondary reviews and memos for prohibited countries, and manage blocked-property (ARBP) and FBAR filings.

• Lead risk assessments related to OFAC, BSA, and MLR.

• Assist with Internal Audit, independent testing, and OCC examination processes.

• Maintain artifacts and evidence of control operations that are ready for examiner review.

• Coordinate responses to audit and examination requests related to sanctions.

• Collaborate with the Manager of Sanctions Operations to implement program changes while ensuring screening SLAs remain unaffected.

⛳️ Requirements

• A Bachelor's degree in Finance, Business, Criminal Justice, Accounting, or a related field is required.

• CAMS certification is mandatory.

• 7 to 10 years of experience in BSA/AML or sanctions within a regulated financial institution.

• At least 3 years of experience in people leadership or program management.

• Proven ownership of OFAC/sanctions programs, governance of screening models (Bridger or similar), and responses to regulatory examinations.

• Experience with MRA, issue remediation, and control documentation.

• Extensive knowledge of OFAC/sanctions regulations, 314(a), PEP, and governance of screening models.

• Strong skills in program management, documentation, and issue management.

• Orientation towards model governance and effective challenge.

• Excellent written and verbal communication skills with examiners, auditors, and senior leadership.

• Ability to collaborate effectively across Sanctions Operations, Program Risk Management, Model Risk, and Internal Audit.

• Familiarity with card issuing/prepaid products and program manager delivery models.

• Knowledge of acquiring and ATM sponsorship through ISOs and payment facilitators.

• Understanding of digital payments, faster payments, Visa Direct, and Mastercard Send.

• Experience with tax products, consumer lending, commercial finance, and commercial deposits.

• Knowledge of the Bank vs. Program Manager BSA/AML framework.

• CGSS certification is strongly preferred.

🏝️ Benefits

• Opportunity for annual performance-based incentives.

• Health insurance coverage.

• 401(k) retirement plan benefits.

• Life insurance options.

• Disability benefits.

• Paid time off.

• A comprehensive benefits package.

• Reasonable accommodations for applicants with disabilities in accordance with the ADA and applicable state or local laws.