Loan Originator

This is a fully remote position, open to applicants in Utah.

📋 Description

• Assess PrimeLending’s and other loan products and services to identify which financial solutions best align with customers’ needs and financial situations.

• Build and nurture relationships with realtors, bank officers, builders, and new home sales representatives to foster and sustain business opportunities.

• Conduct visits to subdivisions as necessary.

• Promote and market PrimeLending’s financial offerings.

• Achieve the Company’s minimum production criteria in funded units/volume each month.

• Complete and submit accurate loan applications utilizing PrimeLending’s product offerings.

• Oversee customer interactions and liaise with all parties involved in each loan from the application stage to closing.

• Provide counseling and pre-qualification for prospective home buyers.

• Gather and evaluate information regarding customers’ income, assets, investments, and liabilities.

• Guide customers on the pros and cons of various loan products.

• Serve existing customers and collect necessary support documents, fees, and lock-in information.

• Supervise the loan process by tracking loan status and ensuring compliance with terms.

• Communicate loan status updates to all interested parties and secure loan documentation post-closing.

• Present loan terms and conditions to clients.

• Keep informed about local real estate market conditions and competitive trends, as well as changes in mortgage regulations.

• Uphold a professional image and comply with company policies and procedures.

• May oversee and guide loan officers, loan officer assistants, or loan processors.

• Carry out additional duties as assigned.

⛳️ Requirements

• High school diploma or equivalent, along with necessary licenses as mandated by state regulations.

• Valid driver’s license and up-to-date automobile liability insurance.

• At least 12 months of experience as a loan originator.

• Ability to interact effectively with regional and corporate departments, realtors, sales agents, builders, appraisers, and others.

• Proven judgment and decision-making capabilities.

• Outstanding verbal and written communication and presentation skills.

• Capable of swiftly assessing and processing large volumes of data.

• Proficient in utilizing appropriate AU software technology.

• Required to be active within the community and in job-related associations to foster valuable contacts.

• Continually enhance knowledge of industry and organizational matters.

🏝️ Benefits

• Commission in addition to the base hourly wage.

• 40-hour work week.