Loan Officer – Digital DSCR, Business-Purpose Loans

This is a fully remote position, open to applicants in California, +1 more state.

📋 Description

• Develop and expand a pipeline of retail investors. Establish and maintain relationships with real estate investors and small business owners, while also fostering a network of referral partners including realtors and accountants.

• Leverage predictive analytics and AI technologies to assess potential borrowers. Our platform enables you to pinpoint high-potential candidates and auto-fill applications, allowing you to concentrate on providing advice rather than on data entry.

• Clearly communicate loan options and terms. Assist borrowers in navigating DSCR, bridge, and other non-QM products, elucidating the benefits of qualifying based on property earnings.

• Provide exceptional client service. Cultivate relationships, promptly address inquiries, offer regular updates, and maintain a proactive pipeline that meets or surpasses production targets.

• Offer insights to our product team. Engage in feedback loops aimed at enhancing our AI underwriting and digital workflows.

⛳️ Requirements

• A minimum of 2 years of experience in originating residential or commercial mortgages; experience with DSCR or non-QM products is highly preferred.

• Possession of an active NMLS license and a proven history of adhering to federal and state lending regulations.

• Extensive knowledge of DSCR, bridge, fix-and-flip, and other investment-focused products.

• Technologically proficient and comfortable utilizing AI tools, CRMs, and digital communication platforms.

• Strong communication and interpersonal skills; capable of building trust with both sophisticated investors and first-time landlords.

• Robust quantitative and analytical skills; able to interpret DSCR ratios, cap rates, and other real estate metrics.

• A bachelor's degree in finance, business, real estate, or a related field, or equivalent experience is preferred.

🏝️ Benefits

• AI as your growth partner. Optimize lead qualification, pricing, and communication using our exclusive AI platform.

• Speed is your advantage. Our AI underwriting minimizes turnaround times by up to 80%, while our digital DSCR program targets five-day closings.

• Human + machine synergy. We enhance, not replace — your expertise remains central to each loan.

• Remote flexibility. Work from any location and access a unified digital dashboard with real-time insights.

• Frontier industry growth. Join the forefront of AI-native mortgage lending.

• Investor-minded culture. We adopt an investor perspective because we serve investors.