Fraud Analyst, P2P – Cash Advance

This is a fully remote position, open to applicants in United States.

📋 Description

• Perform daily evaluations of high-risk P2P transfers and cash advance requests to detect fraudulent activities. Investigate suspicious accounts and implement necessary actions (e.g., freezing accounts, rejecting transactions).

• Examine fraud trends and emerging patterns to identify weaknesses in existing defenses. Collaborate with the Risk Strategy team to propose and test new fraud rules and enhancements to machine learning models.

• Analyze intricate fraud cases involving social engineering scams, account takeovers (ATO), and first-party/friendly fraud related to instant money transactions.

• Develop and maintain dashboards that monitor key fraud metrics (e.g., false positive rates, fraud loss rates, operational SLAs) and present findings to leadership.

⛳️ Requirements

• 2 - 4 years of experience in fraud investigations, risk management, or trust & safety, particularly within fintech, banking, or the payments sector.

• Strong knowledge of P2P payment systems (e.g., Zelle, Venmo, CashApp, ACH) and short-term credit/cash advance products.

• Expertise in data analysis using SQL and Python. Capability to connect insights across various data sources to reveal hidden fraud networks.

• A robust analytical mindset with the capacity to make high-quality, rapid decisions in high-pressure situations.

• Exceptional written and verbal communication skills, with the ability to articulate complex fraud patterns to non-technical audiences.

🏝️ Benefits

• Unlimited PTO, volunteer hours, and sabbatical

• Life, STD/LTD, medical, dental, and vision insurance

• Highly discounted LifeTime gym membership

• 401k with match

• Collaborative and enjoyable co-workers

• The chance to join the fastest-growing FinTech alongside a team of motivated and driven individuals