Associate Director, Insurance Product – Employer Subsidized & Emerging Solutions

This is a fully remote position, open to applicants in Arizona, +14 more states.

📋 Description

• Take ownership of the development and enhancement of the employer-subsidized product strategy, which encompasses target segments, value proposition, and a market expansion roadmap in collaboration with cross-functional stakeholders such as Growth, Sales, and ICHRA leadership.

• Lead and contribute to business cases related to new products, including assessments of return on investment to drive growth in membership and profitability while ensuring a positive brand experience.

• Identify and evaluate new growth opportunities across employer-sponsored, individual, and adjacent product areas.

• Define strategies for market-specific competitive advantage, competitive positioning, and expansion priorities.

• Convert enterprise and market-level strategies into relevant product programs with measurable outcomes.

• Collaborate with peers to translate strategies into scalable, fileable product designs.

• Ensure that ICHRA and new solutions are aligned with product architecture, benefit design standards, and member value propositions.

• Foster consistency and reusability through modular product design, steering clear of one-off or fragmented solutions.

• Support the development of competitive product offerings, guided by market insights, pricing considerations, and member feedback.

• Act as the primary connector among key stakeholders including actuarial, network, market leadership, compliance, regulatory affairs, corporate strategy, distribution, and growth to ensure alignment with competing priorities, facilitating timely decision-making and execution.

• Establish metrics, including growth, retention, margin, and market competitiveness in partnership with corporate finance.

• Assist in the development of business cases and manage vendor and partner relationships related to new solutions, while ensuring that operational processes are in place to mitigate risks.

• Ensure compliance with all applicable laws and regulations.

• Perform other duties as assigned.

⛳️ Requirements

• Bachelor’s degree.

• Over 8 years of experience in healthcare, health insurance, commercial product strategy, or commercial insurance product management, with direct leadership of a high-performing team.

• Experience in the ACA marketplace (serving multiple markets), including individual or small group segments.

• Proven experience in leading programs.

• Familiarity with insurance product lifecycle management, including design and execution readiness.

• Willingness to travel up to 25% of the time.

🏝️ Benefits

• Employee benefits.

• Participation in Oscar's unlimited vacation program.

• Company equity grants.

• Annual performance bonuses.