Analytics Lead, Strategic Insights – Compliance

This is a fully remote position, open to applicants in California, +4 more states.

📋 Description

• Take ownership of the design, execution, and governance of automated compliance monitoring: convert regulatory requirements into rule-based detective controls that operate on set frequencies, highlight exceptions, and generate audit-ready documentation.

• Act as the main data owner for regulatory assessments, licensing audits, and requests from bank partners: define the scope of requests, determine extraction logic, verify results across source systems, document methodologies and assumptions, and assist with responses through multiple follow-ups under external deadlines.

• Manage monitoring exceptions and data discrepancies, differentiating genuine compliance issues from data artifacts and process shortcomings, direct findings to the appropriate resolution pathway, and support remediation through validation and evidence assessment.

• Align automated checks with specific regulatory obligations, translating query logic into control statements that populate the compliance control inventory and create a feedback loop between monitoring exceptions and documented compliance matters.

• Lead the automation strategy: recognize repetitive manual reporting and recurring data requests, transforming them into automated workflows and self-service tools, utilizing AI-enhanced development with careful human oversight for validation.

• Oversee the compliance data environment: address source-of-truth inquiries, resolve data access and quality issues, and maintain the query repository, runbooks, and methodology documentation.

• Provide daily technical guidance, structured onboarding and training, prioritize work, and conduct quality reviews for a supporting data analyst, fostering independence and comprehensive ownership.

• Collaborate with Engineering, Legal, Product, Internal Audit, and bank partners to address data definition and quality concerns, and broaden monitoring coverage across new products, requirements, and jurisdictions.

⛳️ Requirements

• A minimum of 5 years in compliance analytics, monitoring or surveillance, transaction testing, audit analytics, or a similar data role within consumer lending, banking, fintech, or another regulated sector.

• Proficient in advanced SQL and hands-on experience with a modern cloud data architecture such as Snowflake and Databricks, including the development and operation of automated pipelines, dashboards, and data quality assessments.

• Familiarity with consumer credit regulations such as TILA/Reg Z, ECOA/Reg B, EFTA/Reg E, FCRA, SCRA, MLA, TCPA, and state lending, licensing, and usury laws, along with the capability to translate those obligations into data logic.

• Bidirectional fluency: you comprehend a regulation and identify the data question it entails, and you analyze a data anomaly and recognize the regulatory issue it raises.

• Evidence-grade rigor: you reconcile, validate, reproduce, and document your work to withstand scrutiny from examiners and auditors, having delivered regulatory or audit data under strict deadlines with multiple follow-ups.

• Proficient in AI: you utilize AI-assisted development tools to expedite query formulation, troubleshooting, and workflow automation, and you verify outputs before depending on them.

• Experience in training, mentoring, or reviewing the performance of junior analysts, possessing the judgment to coach for independence rather than taking on the work yourself.

• A proactive builder: comfortable with ambiguity, self-directed in prioritization, and possessing clear written and verbal communication skills that convey technical findings to legal, compliance, and executive audiences.

🏝️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.

• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.

• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.

• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.