Analista de Compliance PLD

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Structure and maintain the Compliance program for the Brazilian operation.

• Ensure adherence to regulations and guidelines set forth by BACEN.

• Engage in PLD/FT, KYC, CDD processes, and related due diligence.

• Monitor operations to identify unusual transactions or situations.

• Conduct risk analyses prior to the launch of new products, features, and processes.

• Collaborate with Product, Technology, and Operations teams to incorporate regulatory requirements from the design phase of solutions.

• Develop, review, and keep updated Compliance policies, procedures, and internal controls.

• Monitor regulatory changes in the Brazilian financial market and propose necessary adjustments.

• Handle obligations related to COAF, including applicable analyses and reporting.

• Ensure compliance with LGPD in processes and products.

• Stay updated on regulatory requirements related to Banking Correspondents.

• Assess regulatory, legal, financial, and reputational risks.

• Support audits, inspections, and requests from regulatory bodies.

• Prepare reports and opinions to aid decision-making.

⛳️ Requirements

• Solid experience in Compliance within the financial sector.

• Background in banks, Fintechs, financial institutions, or BaaS.

• In-depth knowledge of BACEN regulations applicable to the financial market and Brazilian Fintechs.

• Experience with PLD/FT, KYC, and CDD.

• Understanding of LGPD as applied to the financial environment.

• Familiarity with regulations concerning Banking Correspondents.

• Knowledge of obligations and processes related to COAF.

• Ability to interpret regulations and translate them into internal processes and controls.

• Analytical profile with risk assessment capabilities.

• Basic Spanish proficiency, with the ability to understand and communicate with the hiring company.

• Bachelor's degree in Law and registration as a lawyer — advantageous.

• Experience in regulatory Compliance for Fintechs and BaaS operations — advantageous.

• Knowledge of transaction monitoring and CaaS rule engines — advantageous.

• Familiarity with SCR – BACEN's Credit Information System — advantageous.

• Basic knowledge of Excel/BI and SQL — advantageous.

• Experience or knowledge in credit products — advantageous.

🏝️ Benefits

• Competitive salary and performance-based bonuses.

• Opportunities for professional development and career growth.

• Comprehensive health and wellness benefits.

• Flexible working arrangements and a supportive work environment.