Staff Appraiser

This is a fully remote position, open to applicants in Texas.

📋 Description

• Responsible for conducting administrative technical evaluations of residential appraisals for consumer lines of business to ensure compliance with regulatory guidelines.

• Tasked with reviewing requests in the Collateral Management System (CMS), YouConnect, and external sources as necessary.

• Analyzing appraisal documents, requesting amendments from AMCs when required, and conveying review outcomes to internal clients and/or collateral underwriters.

• Strengthening processes that ensure loan approvals are backed by qualified collateral for real estate secured loans.

• These processes will encompass the evaluation of valuation providers, credit level reviews of valuation reports, monitoring, loan production methodologies, and addressing discrepancies in valuations.

• Completes all levels of residential assignments, encompassing both non-complex and complex cases.

• Ensures the highest standards of quality and due diligence are upheld regarding collateral.

• Advocates for the bank’s interests on collateral matters when necessary.

• Challenges the initial consumer residential appraisal and evaluation strategies.

• Responsible for managing risk by openly sharing ideas and concerns, raising issues, and adhering to established policies and procedures.

• Committed to always acting in the best interests of customers and colleagues, ensuring that actions and behaviors foster a positive customer experience.

• Achieves results by consistently identifying, assessing, managing, monitoring, and reporting various types of risks.

⛳️ Requirements

• A state-certified residential real estate appraiser license is mandatory.

• A minimum of 5-7 years of experience in consumer residential real estate is required.

• At least 5-7 years of experience in appraisal review is necessary.

• Strong attention to detail and a focus on quality are essential.

• Excellent verbal and written communication skills are required.

• Proven ability to resolve complex appraisal issues.

• Capability to foster strong working relationships within the bank and with external vendors.

• Proficient in Microsoft Outlook, Word, and Excel (or similar database reporting tools).

• Ability to work autonomously and meet deadlines is essential.

• Strong analytical and communication skills are required.

• Preferred: A bachelor’s degree or other advanced degrees/designations; additional years of appraisal experience may compensate for the absence of such a degree.

🏝️ Benefits

• Health insurance

• 401(k) matching

• Paid time off

• Professional development opportunities

• Remote work options