Senior Payments & Compliance Analyst

📋 Description

• Take charge of daily compliance for Leap’s SaaS platform and Leap Pay, covering PCI-DSS, SOC 2, GDPR/CCPA, state money transmitter licensing, BSA/AML, and other pertinent regulations.

• Stay informed on regulatory updates and proactively implement necessary changes across the core SaaS platform and embedded payment workflows.

• Oversee comprehensive RFP processes for new payment processors, gateways, and -as-a-Service providers, while concurrently managing our existing JustiFi relationship.

• Handle vendor onboarding, API integration, sandbox testing, Level 3 data submission, Same-Day ACH configuration, and technical documentation for Leap Pay.

• Develop and maintain compliance documentation, risk assessments, vendor scorecards, policies, and operational playbooks.

• Design and manage essential payments and compliance dashboards (BPS, effective rates, ACH cap impact, Amex pass-through, attrition sensitivity, compliance metrics, etc.).

• Collaborate with Engineering and Product teams to facilitate the integration of new payment capabilities and phased platform migrations.

• Recognize risks, dependencies, and opportunities early; coordinate with Legal, Finance, Marketing, Sales, and Customer Success to address or mitigate them.

• Assist in board-level and executive reporting on overall compliance status, vendor performance, and the financial/operational impact of Leap Pay.

⛳️ Requirements

• 5 – 7 years of experience in compliance, payments operations, embedded payments, or SaaS compliance/operations.

• Strong knowledge of payment processing (card, ACH, high-ticket CNP, interchange, Level 3 data, Same-Day ACH, PayFac models).

• Demonstrated experience in leading vendor RFPs, due diligence, contract negotiations, or complex integrations.

• Exceptional analytical and modeling skills (advanced Excel/Google Sheets required; SQL or BI tools are a plus).

• Detail-oriented with robust process and project management abilities.

• Capability to translate intricate regulatory and technical concepts into clear, actionable plans for engineering and business teams.

• Low-ego collaborator capable of influencing Legal, Engineering, Product, and Finance partners.

• Comfortable utilizing modern tools (including AI) to enhance research, documentation, and analysis.

• Experience in home improvement, home services, or construction technology is a significant advantage.

• Bachelor’s degree in business, Finance, Information Systems, or a related field is preferred.

🏝️ Benefits

• Affordable Health & Wellness Coverage – a comprehensive and competitive benefits package, effective from the first of the month following your hire date.

• Invest in Your Future – 401(k) company match to help you secure your financial future.

• Time to Recharge – We believe that taking time to rest and recharge is important. Leap provides a Flexible Time Off (FTO) policy, 10 paid sick days, and 8 paid company holidays.

• Comprehensive Employee Assistance Program (EAP) – resources available to support your mental health, financial well-being, and everyday challenges.

• Exclusive Discounts with LifeMart (via ADP) – save on groceries, dining, entertainment, pet insurance, cell phones, child care, and more!

• MoveSpring Wellness App – stay active and engaged with company step challenges, workout content, meditation tools, and wellness blogs for a healthier lifestyle!

• Culture & Team-Building Activities – we enjoy connecting, celebrating, and growing together through team events, fun challenges, and company traditions like our Annual Summit!