Compliance Analyst

This is a fully remote position, open to applicants anywhere in the world.

📋 Description

• Analyzing customer transactions for any unusual, suspicious, or high-risk behaviors.

• Monitoring the inflow and outflow of funds across wallets, bank accounts, cards, and virtual accounts.

• Identifying red flags, including: Structuring/smurfing, rapid fund movements, multiple failed transactions, high-volume transfers that do not align with the customer profile, third-party funding misuse, velocity anomalies, and geographic inconsistencies.

• Escalating suspicious activities for further examination.

• Submitting internal Suspicious Activity Reports (SARs) when necessary.

• Reviewing onboarding documents and confirming identity documentation.

• Conducting enhanced due diligence (EDD) for users classified as high-risk.

• Assessing the source of funds and source of wealth.

• Ensuring that customer profiles are comprehensive and current.

• Managing fraud complaints from payment processors, banks, and customers.

• Collecting evidence to support chargeback defenses.

• Examining device intelligence, IP logs, and transaction histories.

• Responding to partner inquiries within service level agreement (SLA) timelines.

• Screening users against sanctions lists and identifying Politically Exposed Persons (PEPs).

• Handling false positives and ensuring operations comply with internal Anti-Money Laundering (AML) policies.

⛳️ Requirements

• Bachelor’s degree in Law, Finance, Accounting, Business Administration, Economics, or a similar field.

• 1–3 years of experience in compliance, AML, fraud, or risk management (ideally within fintech or banking).

• Strong understanding of AML/CFT regulations, KYC, CDD, EDD, and fraud investigation practices.

• Experience in transaction monitoring, detection of suspicious activities, and handling chargebacks.

• Familiarity with payment systems such as ACH, Wire, SEPA, and Interac.

• Knowledge of compliance and fraud prevention tools.

• Proficient in Excel/Google Sheets for data analysis and review.

• Strong analytical, investigative, and risk assessment capabilities.

• Ability to adhere to strict SLA timelines and manage escalations proficiently.

• Exceptional attention to detail, communication skills, confidentiality, and accountability.

• Compliance certifications are a plus.

🏝️ Benefits

• Join a fintech company that is pioneering innovation in cross-border payments.

• Become part of a team dedicated to security, compliance, and risk management.

• Opportunities for career advancement and professional growth.

• Enjoy a fully remote position with the flexibility to work from any location.