AML Compliance Analyst

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Develop and uphold the Compliance program for operations in Brazil.

• Ensure compliance with regulations and guidelines set forth by the Central Bank of Brazil (BACEN).

• Engage in AML/CFT, KYC, CDD, and associated due diligence activities.

• Monitor transactions and detect unusual movements or situations.

• Perform risk assessments prior to the introduction of new products, features, and processes.

• Collaborate with Product, Technology, and Operations teams to integrate regulatory requirements into solution design.

• Draft, assess, and maintain Compliance policies, procedures, and internal controls.

• Keep abreast of regulatory changes in the Brazilian financial market and propose necessary adjustments.

• Manage obligations related to COAF (Financial Intelligence Unit), including relevant analyses and reporting.

• Ensure compliance with LGPD in processes and products.

• Monitor regulatory requirements concerning Banking Correspondents.

• Evaluate regulatory, legal, financial, and reputational risks.

• Assist with audits, inspections, and requests from regulatory authorities.

• Prepare reports and opinions to facilitate informed decision-making.

⛳️ Requirements

• Extensive experience in Compliance within the financial sector.

• Background in banks, fintechs, financial institutions, or BaaS providers.

• In-depth understanding of Central Bank of Brazil (BACEN) regulations relevant to the Brazilian financial and fintech sector.

• Proficient in AML/CFT, KYC, and CDD processes.

• Familiarity with LGPD as it pertains to the financial landscape.

• Experience in the regulation of Banking Correspondents.

• Knowledge of obligations and procedures associated with COAF.

• Capability to interpret regulations and translate them into internal processes and controls.

• Strong analytical skills and robust risk assessment capabilities.

• Basic proficiency in Spanish, adequate for understanding and communicating with the hiring company.

• Bachelor’s degree in Law and registration as an attorney is advantageous.

• Experience in regulatory Compliance for fintechs and BaaS operations is a plus.

• Familiarity with transaction monitoring and rule engines/CaaS is a plus.

• Knowledge of SCR – Central Credit Information System of the Central Bank of Brazil is advantageous.

• Basic skills in Excel/BI and SQL are a plus.

• Experience or understanding of credit products is a plus.

🏝️ Benefits

• Remote work (Home Office).

• Compensation aligned with experience and seniority.