AML Compliance Analyst

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Develop and sustain the Compliance program for the Brazilian operations.

• Ensure compliance with BACEN (Brazilian Central Bank) regulations and standards.

• Engage in AML/CFT (PLD/FT), KYC, CDD, and related due diligence activities.

• Monitor transactions to detect unusual activities or scenarios.

• Perform risk assessments prior to the introduction of new products, features, and processes.

• Collaborate with Product, Technology, and Operations teams, integrating regulatory requirements into solution design from the outset.

• Draft, review, and maintain Compliance policies, procedures, and internal controls.

• Keep track of regulatory changes in the Brazilian financial market and suggest necessary modifications.

• Manage obligations related to COAF (Brazilian Financial Intelligence Unit), including relevant analyses and reports.

• Ensure compliance with LGPD (Brazilian Data Protection Law) across all processes and products.

• Monitor regulatory requirements pertaining to Correspondent Banking.

• Evaluate regulatory, legal, financial, and reputational risks.

• Assist with audits, inspections, and inquiries from regulatory bodies.

• Prepare reports and technical opinions to aid in decision-making.

⛳️ Requirements

• Extensive experience in Compliance within the financial industry.

• Background in banks, fintechs, financial institutions, or BaaS providers.

• In-depth knowledge of BACEN regulations relevant to the Brazilian financial and fintech sectors.

• Experience with AML/CFT (PLD/FT), KYC, and CDD practices.

• Familiarity with LGPD application in the financial context.

• Experience with regulations governing Correspondent Banking.

• Understanding of COAF-related obligations and processes.

• Capability to interpret regulations and translate them into processes and internal controls.

• Strong analytical skills and risk assessment abilities.

• Basic proficiency in Spanish, with the ability to understand and communicate with the hiring entity.

• Degree in Law and bar registration — preferred.

• Experience in regulatory Compliance for fintechs and BaaS operations — preferred.

• Familiarity with transaction monitoring and CaaS rule engines — preferred.

• Knowledge of SCR (BACEN Credit Information System) — preferred.

• Basic skills in Excel/BI and SQL — preferred.

• Experience or familiarity with credit products — preferred.

🏝️ Benefits

• Competitive salary and performance-based bonuses.

• Opportunities for professional development and career growth.

• Comprehensive health and wellness benefits.

• Flexible work arrangements.

• A dynamic and inclusive workplace culture.