Senior Fraud Detection Expert

This is a fully remote position, open to applicants in New York.

📋 Description

• Develop realistic scenarios that involve monitoring high-volume transactions and detecting fraud.

• Create tasks that address payment fraud, suspicious transaction patterns, behavioral anomalies, AML, KYC, and compliance with financial crime regulations.

• Design intricate fraud investigation scenarios that include account takeover, identity theft, synthetic identity fraud, and merchant fraud.

• Utilize investigative methodologies to analyze transaction histories, behavioral indicators, linked entities, fraud-risk models, network analysis, and link analysis.

• Generate reference investigation reports, structured case analyses, risk assessments, and fraud narratives for executive-level review.

• Assess fraud alerts, conclusions generated by AI, model outputs, investigative recommendations, and operational decisions.

• Identify vulnerabilities in detection logic, monitoring strategies, fraud controls, analytical reasoning, and the completeness of investigations.

• Develop scenarios and workflows that incorporate enterprise fraud platforms, case management, transaction monitoring, escalation procedures, and regulatory reporting.

• Create expert-level AI evaluation tasks and draft authentic outputs suitable for senior-level references.

• Develop rubrics that differentiate professional fraud reasoning from generic textbook or certification-level responses.

• Provide a clear written rationale to support evaluation decisions.

⛳️ Requirements

• Over 5 years of professional experience in fraud detection, financial crime investigations, AML compliance, transaction monitoring, or a closely related field.

• Senior-level experience within a major bank, payments company, financial institution, or large enterprise fraud operation.

• Direct responsibility for fraud detection programs, investigation caseloads, transaction monitoring systems, or financial crime workflows.

• Strong expertise in payment fraud, account takeover, identity theft, synthetic identity fraud, AML, or merchant and card-network fraud.

• Familiarity with enterprise fraud tools such as SAS Fraud Management, Actimize, Feedzai, or similar platforms.

• Comprehensive understanding of KYC, BSA/AML, regulatory reporting, case escalation, and coordination with law enforcement.

• Experience with rules-based and machine-learning-based fraud detection methodologies.

• Ability to articulate complex fraud and financial crime reasoning clearly and precisely in writing.

• Experience in developing investigation documentation, fraud training materials, evaluation rubrics, or operational guidance is a plus.

• Work must be performed without using confidential or proprietary information belonging to any employer, client, institution, or any other third party.

• H1-B and STEM OPT support are not available for this engagement.

🏝️ Benefits

• Fully remote work environment.

• Flexible scheduling based on project requirements.

• Part-time independent contractor engagement.

• Projects may be extended, shortened, or concluded based on project needs and performance.