Compliance Manager

This is a fully remote position, open to applicants in Germany.

📋 Description

• Design, implement, and sustain risk and compliance training programs throughout the organization.

• Conduct horizon scanning and manage regulatory change initiatives alongside the first line of defence.

• Create and execute the Compliance Monitoring Plan, focusing on outcome-driven monitoring activities.

• Monitor, challenge, and assist the business in the prompt resolution of identified compliance issues and actions, including those stemming from monitoring, audits, and regulatory interactions.

• Provide second line oversight and guidance on essential regulatory areas such as Consumer Duty, safeguarding, capital and liquidity, complaints handling, operational resilience, and outsourcing.

• Manage the firm's policy framework by drafting and maintaining Risk and Compliance policies and reviewing business policies to ensure they align with regulatory expectations and best practices.

• Ensure the timely submission of regulatory returns in line with the firm's reporting obligations and support internal automation initiatives by interpreting and aligning data items with reporting requirements.

• Facilitate engagement with regulators (e.g., FCA, FIN-FSA), including organizing responses to regulatory inquiries and information requests.

• Serve as a point of contact for third-party auditors when necessary.

• Oversee key governance frameworks, including conflicts of interest and whistleblowing procedures.

• Coordinate the Risk and Compliance Committee, including preparing materials and taking minutes.

• Contribute to wider Risk and Compliance initiatives, including ESG and investor reporting as needed.

• Promote the safe, ethical, and well-governed implementation of AI to enhance operational efficiencies, while providing oversight and challenge regarding the business's use of AI against regulatory expectations and internal governance standards.

• Lead the creation of important compliance reports, including the annual Consumer Duty board report and other periodic regulatory and board reports.

• Provide risk and compliance support across Enfuce group entities as required.

⛳️ Requirements

• In-depth understanding of the payments and e-money sector, including card issuing, card schemes, and BIN Sponsorship models.

• Proficient knowledge of UK and EU regulatory frameworks (FCA and FIN-FSA), covering key subjects such as safeguarding, Consumer Duty, outsourcing, and operational resilience.

• Strong analytical skills, with the capability to interpret and apply complex regulatory requirements.

• Effective at independently researching and interpreting regulatory requirements, including in new or unfamiliar domains, and applying compliance monitoring and advisory practices to produce high-quality, risk-based assessments.

• Excellent communication and stakeholder management abilities, with the capacity to provide constructive challenge effectively.

• Exceptional attention to detail and robust organizational skills.

• Ability to grasp the broader business context and understand how regulatory requirements influence commercial and operational decisions.

• A proactive, hands-on approach, focused on delivering high-quality outcomes.

🏝️ Benefits

• High autonomy & ownership: We provide you with the freedom to take charge of your work and trust you to make the best decisions for your projects.

• Top-tier talent: Join a team of industry experts and highly skilled professionals who share your passion for innovation.

• Unlimited growth potential: We support your ambitions with ample opportunities for personal and professional development within the company.

• Flexible, remote work: Enjoy the option to work from anywhere for up to 30 days, in an environment that prioritizes flexibility and work-life balance.

• A supportive culture: Be part of a team that encourages, motivates, and celebrates success together.

• Comprehensive benefits package: We prioritize our people with excellent benefits that reflect the value you contribute.

• Fair pay and employee stock options: We appreciate the contributions of every employee and encourage you to benefit from the growth we achieve together. Our salaries are competitive and regularly reviewed, plus you have access to an employee stock option program.

• Flexible Paid Time Off: Our flexible paid time off policy offers up to 5 weeks of annual vacation days and paid family leave (subject to country regulations).

• Regular Fun With Your Team: To foster camaraderie outside of work, you receive a team activity budget for three quarters each year, with the fourth quarter dedicated to a company-wide event.